United Southern Bank

About Us

Originally chartered in 1937 as Umatilla State Bank by a group of Umatilla citizens and citrus growers, USB served mainly the greater Umatilla community in its early days as branch banking was not allowed in Florida until the late ‘70s. When branch banking was authorized by the State of Florida, USB immediately opened branches in several nearby Lake County communities. To reflect our growing geographic footprint at the time, the Umatilla State Bank name was changed to United Southern Bank in 1987 allowing us to preserve the “USB” we were known by in our communities.

Today, with 12 offices in Lake and Sumter Counties and over 80 years of community banking experience, United Southern Bank still puts a premium on building strong long-term relationships with our customers. The bank’s officers and directors live here – many of them all their lives – and pride themselves on knowing our customers well and understanding their banking needs. Local ownership and management of the bank truly does make a difference. When working with customers and making business decisions we simply “do the right thing” each and every day. USB has been profitable throughout its history which has allowed the bank to build a strong capital base to ensure we can both meet your lending needs and be a safe and secure home for your deposits.